The challenge
One ex wanted speed, the other wanted a higher price. Two agents had given conflicting valuations. Neither wanted to host viewings.
Deferred maintenance on the terrace and window frames. Mortgage interest still accruing.
An apartment with an active mortgage, two lawyers, two different valuation expectations.
In March 2025 two ex-partners and their lawyers had been stuck for four months on the sale of their Ghent apartment. The mortgage was still running.
One ex wanted speed, the other wanted a higher price. Two agents had given conflicting valuations. Neither wanted to host viewings.
Deferred maintenance on the terrace and window frames. Mortgage interest still accruing.
Firm written offer based on local comparables and the actual state. Full dossier provided to both lawyers.
Single joint meeting at a neutral notary in Ghent with both ex-partners and their lawyers. Offer accepted.
Compromise on day 10, deed on day 28. Mortgage fully repaid at signing, balance split per the divorce settlement.
No extra viewings, no second valuation, no agent commission complicating the talks. A neutral written offer broke the deadlock.
Total savings: roughly €11,000 for the couple combined (no commission + earlier mortgage closure).
"We had argued for months about price. A neutral written offer, identical for both, unlocked it."
No obligation, confidential, reply within 24 hours.
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